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InsureTrack Publications

Resources for Certificate of Insurance Management

Significance of a Signed Contract

Additional Insured or Waiver of Subrogation Endorsements are frequently issued on a "blanket" basis, meaning the endorsement will not specifically identify the entities requiring the coverage or waiver. Blanket insurance endorsements will typically contain verbiage that indirectly affords additional insured coverage or grants the waiver of subrogation rights under the policy, but only when it is required by written contract. Typically, this type of insurance endorsement will include verbiage that states:

"Any Person(s) or Organization specified in a written contract that requires such coverage and/or waiver to be furnished."

Ultimately, if you have are in a situation where no signed contract exist, this type of endorsement can be problematic, as the carrier can potentially deny coverage or refuse to waive their right to subrogation.

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Insurance Certificate Compliance Starts Here


Our insurance certificate tracking service relieves your organization of the administrative burden involved in managing certificates of insurance. Our team of insurance tracking experts perform all of the necessary functions to monitor compliance, audit incoming certificates, follow up for endorsements and renewals.

Organizations in every industry utilize InsureTrack to track and manage their incoming certificates of insurance. Our technology and insurance expertise permit quick and precise implementation, ensuring each customer is handled on an individual basis. More.

Insurance agents, brokers and carriers trust InsureTrack every day to issue their certificates of insurance. Our innovation and quick turn around can help you reduce costs and increase productivity. More.

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